Recently, Zurich Australia has released their statistics relating to the 'New Smoker' - FAT. We all know obesity levels have risen, and what that means for our health, but have you actually seen the statistics? This comes directly from a Life Insurance Company, which is one of the larger organisations in Australia, so it would be an idea to take note of these confirmed statistics:
Not many people know, but if a director has personal guarantees on a loan, the financiers have a clause in the majority of contracts that if that director dies, they will call on the full amount of that loan immediately!
05 August 2009
this week uncovered the under the table commissions paid to a fund manager by an industry fund. Sure, it's not paying a trail commission from your account to an adviser, but instead it's paid $1 Million to a firm to provide service on a SunSuper investment.
04 August 2009
The ATO will target sales representatives, sales and marketing managers, truck drivers and electricians this year. If you fit into these categories, what can you do to help your situation if the Tax Man comes knockin' (apart form locking your door and putting the hose on them).
28 July 2009
An interesting story in News today about the promising property cycle in Australia. This is not just a property spruik, but contains some great 'facts' about why this is the case. Like I've been telling for quite a while, now is the time to invest for the long term. The wealthy of tomorrow are the ones who acted at this time in history, but ONLY if you are financially able to do it (and stick to the investment rules of location).
24 July 2009
The Little Blue Book of Advertising Review. Small Businesses need to take this book home.
22 July 2009
If you have the capacity to borrow money to fund cashflow, such as factor finance and business loans, you need to make Tax payments part of the budget! This will help ease the burden of the 'Once a year tax bill'.
21 July 2009
Yesterday, I covered off how to actually pick a planner. Hopefully, when looking around, you will be lucky enough to find one local in your area. This post today is to cover off who you shouldn’t pick as a planner.
20 July 2009
Generally, it wont cost anything to just sit down and talk to someone, so what have you got to lose? But how do you choose which financial planner will suit you? This article will hopefully help you.
15 July 2009
Interest rates, as we all know, are what determines the cost of our mortgages, loans and sometimes, credit cards. But what makes them go up and down? What is the determining factors that make those grey haired men in corporate government palaces change the amount I pay on my mortgage each month?
14 July 2009
Bonds are typically what makes Interest Rates increase & decrease. but what are bonds and how do they work? Here is a very simple explanation on how it works, and how it applies to your everyday understanding of the money markets.
13 July 2009
49 Personal Finance tips for you in these difficult economic times. It's the perfect time to get ahead to place yourself in a great position to take advantage of the next few years when recovery happens.
