Recently, Zurich Australia has released their statistics relating to the 'New Smoker' - FAT. We all know obesity levels have risen, and what that means for our health, but have you actually seen the statistics? This comes directly from a Life Insurance Company, which is one of the larger organisations in Australia, so it would be an idea to take note of these confirmed statistics:
Not many people know, but if a director has personal guarantees on a loan, the financiers have a clause in the majority of contracts that if that director dies, they will call on the full amount of that loan immediately!
14 May 2009
Research published this week by the University of Melbourne Centre for Corporate Law and Securities Regulation challenges some common perceptions about personal insolvency. The headline numbers are disturbing enough – a 261% increase in personal insolvency between 1990 and 2008.
07 May 2009
Sick of looking every which way, and seeing your investments go in reverse? More and more people are looking at alternative forms of investment. Everyone loves a good drop now and then, so why not turn plonk into profits? Here's a guide to investing in wine.
07 May 2009
What if you could get free money from the government? No, I'm not dollar dillusional after all the government handouts. By using a very simple tool, super, the government gives you 150% return on your money!
04 May 2009
So many people have several super funds from old jobs. Here are some easy ways to round up your super into one account.
30 April 2009
Seth Godin in a very relevant post about the inbred fear that everyone is being exposed to at the moment.
30 April 2009
Sickness & Accident vs Income Protection - The two names generally mean the same thing, but when you are 'shopping around' for insurance that will cover you if you are unable to work, you may be in for some surprises if you take the wrong one. I'll outline as simple as possible the differences to save you the dramas at claim time.
28 April 2009
Today, I've looked at a variety of different sites that maintain a comparison chart for Interest Savings Accounts and the easiest and most independent is RateCity.com.au
27 April 2009
Yesterday the prime minister indicated the boosted first home owners grant (FOHG) would not be extended beyond the 30 June. Today, reports in the Daily Telegraph and Herald Sun suggested it would be extended when the Budget is announced on 12 May.
24 April 2009
Something that many people may not realise is that you can claim an additional 30% deduction on new (or near new) cars that are purchased before 30 June 2009.
20 April 2009
I mentioned to some friends and collegues that I have recently joined Twitter and the general response is "I've heard about it, what is it?" Or, "That is the dumbest thing I have heard of. Who cares what anyone is doing throughout the day?" To some point, I agree with the second point, but by looking at it with a one sided view, as a business you can miss so many opportunities.
